Privacy: Please read these privacy terms carefully as they apply to your use of ParaLife.com.
1. ParaLife.com and other ParaLife websites
ParaLife.com is operated by ParaLife on behalf of the privately held top holding company of the ParaLife Group, ParaLife Holding AG, as the overarching website of the ParaLife Group. Accordingly, ParaLife.com is primarily designed for its investors and other persons that are interested in the ParaLife Group. Detailed information about the financial protection products and services offered by members of the ParaLife Group are also available on the local websites of the ParaLife Group, such as ParaLife.com.co for Colombia These sites are operated for the purposes of describing the services they carry out. Local sites (and corresponding apps, if provided) allow our (prospective) customers to interact online with our local companies, e.g., to obtain information, a quote for services or a specific product, or to file a claim. This interaction invariably requires that different types of personal data are processed over to the local websites (or apps). Conversely, given the different purpose of ParaLife.com, only limited personal data is processed in connection with it, if any. These privacy terms only govern these instances of data processing on ParaLife.com. For the data processing in connection with the websites, apps etc. of the local companies of the ParaLife Group, please visit the privacy notice/policy on the respective website (app).
2. Data controller and contact details
ParaLife Holding AG, Beethovenstrasse 49, 8002 Zurich, Switzerland, is the data controller of ParaLife.com and responsible for its operation.
For any data protection related comment or question you may have in connection with ParaLife.com you can reach us by post at the address indicated above (Attention: Privacy Compliance Officer) or by email at info@ParaLife.com.
3. What personal data do we process?
As a matter of principle, ParaLife only processes personal data of you that you have submitted to us. Typically, this data is limited to your name, email address and country of residence, and sometimes also your phone number and postal address.
4. Metadata
When you use ParaLife.com, we automatically collect metadata about your browsing session such as your browser, the IP address of your computer or device, your internet service provider, the site from which you navigated to ParaLife.com, the duration of your visit to ParaLife.com and what type of device you are using (e.g., a computer, a smart phone or a tablet and the respective operating system). We also keep a record of the pages that you view during your visit.
The metadata collected are used to improve the way in which our website operates, for statistical and systems administration purposes (which may include the security of ParaLife.com).
5. Cookies
ParaLife.com also uses cookies. The use of cookies is governed by a separate policy.
6. For what purposes do we process your personal data?
We only process your personal data to enable us to interact with you in accordance with your corresponding request: Either, you have submitted your data to us since you want us to contact you in connection with a query etc.; or you have submitted your data to us for the purpose of providing services, or making enquires about available products and/or services.
7. On what legal basis do we process your personal data?
ParaLife.com processes your personal data based on your consent. You can revoke this consent at any time (see below).
8. Data recipients,
In connection with the operation of ParaLife.com, ParaLife uses service providers, which may include companies of the ParaLife Group.and third party companies. It is conceivable that such service providers process your personal data in connection with the service provision to us (under the terms of appropriate data processing agreement).
Depending on the nature of your request, e.g. a query you submit that refers to an entity or partner of the ParaLife Group other than ParaLife, we may also share your personal data with data recipients that would process your data as a data controller in their own right (i.e. not as our data processor).
9. Cross border transfers
Especially the service providers we use in connection with the operation of ParaLife.com may be located in or have access to your personal data form a “third country”, i.e. a country that is not recognized to possess an adequate level of data protection by the standards of the Swiss (and EU) law. In these cases, we put appropriate safeguards in place to make the respective cross border data flow lawful, typically by way of executing the Standard Contractual Model Clauses approved by the Commission of the EU – and endorsed by the Swiss Data Protection Commissioner. Copies of these Model Clauses can be obtained on the website of the Swiss Data Protection Commissioner (www.edoeb.admin.ch) or the EU Commission.
10. For how long do we keep your personal data?
We retain your personal data for as long as necessary to fulfill the purpose for which it was collected or to comply with legal, regulatory, or internal policy requirements. In connection with newsletter or similar subscription services you have signed up to, this means that we may keep your data up and until you notify us that you no longer want to obtain the respective newsletter etc.
11. Your rights
To the extent that the General Data Protection Regulation of the EU (GDPR) applies to our processing of your personal data (or other laws that include similar rights), you have several rights, of which we would like to inform you; the right to access your data, the right of data rectification (if your data is inaccurate), the right of erasure (if the retention of your data is no longer necessary in relation to the envisaged purpose of the processing), the right to restrict the data processing (e.g. if you contest the accuracy of your data that we process), the right to data portability and the right to lodge a complaint with the competent supervisory authority. At any time during which your data is processed by us, you can withdraw your consent to the processing by reaching out to ParaLife and request the data deletion.
12. Job seekers
If you apply for a job vacancy over ParaLife.com please note that the job application process may be subject to separate privacy rules than those of ParaLife.com.
13. Links to external websites and social media channels
To the extent that ParaLife.com contains links to other websites, ParaLife is not responsible for the privacy practices of such other websites.
ParaLife.com may contain links to the media channels of ParaLife on social media sites (e.g. Twitter, Facebook YouTube). Typically, you will only be able to sign up to the respective ParaLife channel if you are logged on with your user credentials to the respective social media service. The data processing on such social media sites when you visit the respective media channel of ParaLife is subject to the privacy policies of the respective social media site operator and outside the control of ParaLife.
These privacy terms are subject to amendments and changes at any time at ParaLife’s sole discretion. Accordingly, we suggest that you check these privacy terms periodically for updates.
Please read this cookie policy carefully as it applies to our use of “cookies” in connection with ParaLife.com.
We use cookies to help make your visits to our websites a better experience, and this policy explains how we do just that. Please be aware that your browser settings may automatically accept our cookies. For information about how to adjust your browser settings please see below (3. ACCEPT OR BLOCK COOKIES). Remember, you are in control, and can adjust these settings at any time.
1. What are cookies?
Cookies are small text files which contain information that’s downloaded to your computer or mobile device when you visit a website. When you visit the website again, or visit another website which recognizes a cookie you’ve previously downloaded, your device communicates with the website and the website can read the information held in that cookie.
“First party cookies” come from the site you are currently using, for example, ParaLife.com. You can also enable “third party cookies”, which are cookies placed by our approved business partners from a different website – for example should we use Google advertising services on ParaLife.com, their website cookies may be placed on the site you are visiting.
There are also different types of cookies, which do slightly different things;
“Session cookies” stay in place only for the duration of your visit to our website and are deleted at the end of your browsing session.
“Persistent cookies” remain on your device until the expiry date and time set by the website.
2. How we use cookies?
We use cookies to improve your experience when you browse our websites (for example to show you information that’s relevant to you, based on the sort of web content you’ve looked at before) and to save you time by not having to re-enter your details each time you visit. We also use cookies to see how people interact with our websites, so we can make improvements to the site that make it easier to use.
3. Accept or block cookies
You can block any cookies from any website by activating the setting on your browser that allows you to refuse the setting of some or all cookies. However, if you block all cookies, you may not be able to access all or part of ParaLife.com. You can also use your browser settings to delete cookies.
For more information about how to disable cookies in your browser please visit the following links; Microsoft Edge, Google Chrome, Mozilla Firefox, Safari, Opera.
If you share the use of a computer, accepting or rejecting the use of cookies may affect all users of that computer. Where a cookie is provided by a third party, you may be able to use that third party’s own guidance to block that cookie.
4. Key third party providers
You can prevent the acquisition and storage of cookies and the transmission of your usage data collated by our website and services through your browser settings by deactivating cookies for our website.
Google Analytics 360
We use Google Universal Analytics to analyze your interactions with our services and websites. The cookies’ collated information regarding your usage of our website and services is transmitted and stored on a Google server. We have activated IP-anonymizing on our websites and services. Therefore, your IP address is truncated by Google. Only in rare exceptions is your IP address transmitted to a Google server in the USA.
You can prevent the acquisition and storage of cookies and the transmission of your usage data collated by our website and services to Google (including your IP address), as well as their processing by Google, by clicking on this link and installing the offered browser plug in.
OKTA
We use Okta services to manage authentication on our website. All collected data are analyzed anonymously.
Third party cookies should be enabled in your browser to be able to use okta and authenticate successfully.
Dynatrace
We use Dynatrace services to analyze user behavior on our website and for monitoring purposes. All collected data are analyzed anonymously.
We use Facebook pixel to customize content and advertising, to provide social media features and to analyze traffic to the site.
We use LinkedIn Insight Tag to measure and leverage website audiences and demographics for LinkedIn ad campaigns.
We use Twitter Conversion Tracking to reach Twitter users who recently expressed interest in ParaLife by visiting our website.